Terms of
Membership.

Effective Date: January 1, 2026 · The Reserve Collective Club · A Cowboy, Inc. Entity · Las Vegas, Nevada
These terms govern membership in The Reserve Collective Club. By submitting a membership application or activating membership, you agree to be bound by these terms in their entirety.

1. Membership Agreement

The Reserve Collective Club ("RCC," "the Club," "we," "us," or "our") is a private members organization operated as a division of Cowboy, Inc., a Nevada holding company. Membership in RCC is available by application only and is subject to acceptance at the sole discretion of RCC and its Founder.

Upon acceptance of your application and receipt of your first annual membership payment, you become a Charter Founding Member of The Reserve Collective Club. Membership is personal and non-transferable. Membership may not be sold, assigned, gifted, or transferred to any other individual or entity without written consent from RCC.

RCC reserves the right to accept or decline any application without disclosure of the reason for its decision. Submission of an application creates no obligation on the part of RCC to grant membership and creates no contractual relationship until a welcome call is completed and annual membership payment is processed.

Charter Founding Member status, as described in membership tier materials, is permanent for the duration of active membership in good standing. Charter status does not transfer if membership lapses and is subsequently re-activated.

2. Payment Terms

Annual membership fees are due in full at the commencement of each membership year. Membership year is defined as the 12-month period beginning on the date of first payment activation.

Current charter founding membership tiers and their annual fees are: The Reserve — $50,000 per year; The Reserve Select — $75,000 per year; The Reserve Collective — $100,000 per year. These charter rates are locked for founding members in good standing and may not be increased for active charter members without 90 days written notice.

Renewal invoices are issued 60 days prior to the expiration of each membership year. Annual fees are payable by wire transfer, ACH, or other payment methods as communicated by RCC. Payment by credit card may be subject to processing fees.

Membership lapses if annual renewal payment is not received within 30 days of the renewal date. Lapsed memberships lose charter status and are not guaranteed reinstatement at charter rates.

RCC reserves the right to modify membership fees for non-charter (future) members at any time. Charter founding member pricing is governed by the lock-in provisions described above.

3. Charter Founding Member Rights

Charter Founding Members of The Reserve Collective Club hold the following permanent rights for the duration of active, good-standing membership:

• Annual renewal pricing locked at the rate of their founding membership tier
• First-access priority at all Phase 1 chapter destinations upon opening
• Priority reservation access at all future chapter destinations, by tier seniority
• Permanent founding-member designation on all club records and communications
• Monthly reserve product shipments in accordance with tier specifications
• All tier-specific benefits as described in membership materials, subject to reasonable operational adjustment

Charter rights are described in good faith based on RCC's current intentions for the club's development. They do not constitute a guaranteed financial return, equity interest, or investment instrument. Membership is a membership, not a security or investment vehicle.

RCC reserves the right to add benefits, expand tiers, and enhance the membership experience. Existing charter member rights will not be diminished without 90 days written notice and a reasonable opportunity for members to respond.

4. Monthly Shipments Policy

Monthly reserve product shipments begin within 30 days of membership activation and continue for the duration of active membership. Shipments include four curated reserve products per calendar month, as specified by membership tier.

RCC selects and curates all shipment contents. Product selection may vary from month to month based on availability, seasonality, and production schedules. RCC does not guarantee specific products in any specific shipment except as explicitly stated in tier materials.

Shipments are sent to the address on file with RCC. Members are responsible for maintaining a current delivery address. RCC is not responsible for shipments delivered to outdated addresses.

Shipments may be paused for up to 60 days per membership year upon written request. Paused shipments are not replaced or refunded. Shipments to international addresses are subject to separate terms and may not be available in all countries.

RCC will make commercially reasonable efforts to ensure consistent shipment quality and continuity. Supply interruptions, production delays, or sourcing challenges may affect specific products in specific months. In the event of a significant shipment disruption, RCC will notify affected members and make reasonable substitute arrangements.

5. Cancellation & Refund Policy

Annual membership fees are non-refundable once shipments have commenced, as payment directly funds construction and development activities that cannot be reversed.

In the event that a cancellation request is received in writing within 7 calendar days of annual payment processing and prior to the dispatch of the first shipment, RCC will consider a full refund at its sole discretion. Requests for refund outside this window will not be honored.

Membership may be cancelled at any time by providing 30 days written notice to RCC. Cancellation terminates all membership rights, including charter status, as of the cancellation effective date. No prorated refund of annual membership fees is provided upon cancellation.

RCC reserves the right to terminate membership for cause, including but not limited to: violation of club conduct standards, non-payment, misrepresentation on the membership application, or actions deemed by RCC in its sole discretion to be contrary to the interests of the club and its members. Termination for cause does not entitle the terminated member to any refund.

6. Privacy Policy

The Reserve Collective Club collects personal information — including name, contact information, and payment details — for the purpose of processing membership applications, managing memberships, and delivering member services. We do not sell, rent, or share personal information with third parties for marketing purposes.

Member information may be shared with service providers who assist in operating the club, including payment processors, shipping providers, and communications platforms, all of which are bound by confidentiality obligations consistent with these terms.

RCC may use member information to communicate about membership status, shipment updates, chapter development news, and club events. Members may opt out of non-essential communications by contacting us in writing. Essential membership communications — invoices, shipment notifications, terms updates — cannot be opted out of while membership is active.

RCC maintains reasonable security measures to protect member information. In the event of a data security incident, affected members will be notified in accordance with applicable law.

Members may request access to, correction of, or deletion of their personal information by contacting info@thereservecollectiveclub.com. Deletion requests will be honored to the extent permitted by applicable law and RCC's legal record-keeping obligations.

7. Disclaimers & Disclosures

Not a Security or Investment. Membership in The Reserve Collective Club is a private club membership and does not constitute an investment, security, equity interest, limited partnership interest, or any other financial instrument regulated by federal or state securities laws. Founding membership fees fund club operations and development. They do not entitle members to profits, dividends, or financial returns of any kind.

Forward-Looking Statements. Descriptions of planned chapters, opening timelines, facility specifications, and membership benefits involve forward-looking statements based on current intentions and plans. These statements are not guarantees. Actual results, timelines, and developments may differ materially from those described. RCC will communicate changes to members in good faith and in a timely manner.

No Guaranteed Access. While founding members hold first-access priority at all chapter destinations, access to specific facilities is subject to availability, seasonal closure, maintenance schedules, and applicable regulations. RCC does not guarantee specific availability on specific dates.

No Legal or Financial Advice. Nothing on the RCC website or in membership materials constitutes legal, financial, tax, or investment advice. Prospective members should consult independent advisors before committing to membership.

Governing Law. These terms are governed by the laws of the State of Nevada. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of the courts of Clark County, Nevada, or, if elected by RCC, binding arbitration under the rules of the American Arbitration Association.

Entire Agreement. These terms, together with the executed membership agreement provided upon acceptance, constitute the entire agreement between RCC and the member with respect to club membership.

8. Contact Information

For all membership inquiries, terms questions, cancellation requests, or privacy inquiries:

The Reserve Collective Club
A Cowboy, Inc. Entity
Las Vegas, Nevada
info@thereservecollectiveclub.com

Applications are reviewed personally by Bryan Egan, Founder & CEO. Responses to general inquiries are provided within 5 business days.